Sooner® Checking
The MidFirst Bank Sooner® Checking account is designed for you as a student at the University of Oklahoma. It includes a variety of benefits with a wide range of features to meet your specific financial needs. Most importantly, the Sooner® Checking account comes with an OU® debit card, the fastest and most convenient way to access funds in your checking account.
Sooner® Checking is a great account for students, offering you specific benefits and no monthly service charge.
Benefits:
- OU® Visa® Debit Card
- $25 minimum to open online; no minimum to open in a banking center
- Build savings automatically with Easy$ave*
Online and Mobile Tools:
- FREE online banking and eStatements
- FREE mobile banking with Mobile Deposit*
- FREE Bill Pay
- Digital Wallet - pay with your mobile or wearable device*
- Request, receive and send money within minutes using Zelle®*
- Get paid up to two days early with Early Pay*
ATM Benefits:
- 5 campus MidFirst ATMs to serve you
Safety:
- Visa® Zero Liability*
- Member FDIC
Full range or products and services to meet your college financial needs:
- Savings, money market and CD products
- Auto, motorcycle, boat, RV and powersport loans
- Personal loans and lines of credit
Account Agreement and Fee Schedule:
Disclosure
*Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Zelle®: To send or receive money with Zelle®, both parties must be enrolled in the Zelle® payment service through a participating financial institution. Transactions typically occur in minutes between enrolled users. Select transactions could take up to three business days. You should not use the Zelle® payment service to send money to recipients you do not know or you do not trust. Early Pay: Limitations may apply, please visit midfirst.com/early-pay or call us at 888.MIDFIRST (888.643.3477) for full details. Easy$ave: Limitations may apply, please visit midfirst.com/easysave or call us at 888.MIDFIRST (888.643.3477) for full details. Visa® Zero Liability: Visa's Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations, and other details, please call 888.MIDFIRST (888.643.3477).
MidFirst offers a variety of overdraft protection services for those times when your balance is less than you expected.
Overdraft Protect
Overdraft Protect links your MidFirst Bank Sooner® Savings, or Titanium Money Market Savings, to your checking account.
- Automatic transfers from your savings account to your Sooner® Checking account
- Signing up for Overdraft Protect is easy, visit your local MidFirst banking center or call 888.MIDFIRST (888.643.3477)
- Available if you have a MidFirst checking account and savings or money market account
- No fees if you never use the service
- No annual fee
- Designed to minimize overdraft fees
- $12.50 per day transfer fee is assessed to your savings account