Sooner Checking
The MidFirst Bank Sooner Checking account is designed for you as a student at the University of Oklahoma. It includes a variety of benefits with a wide range of features to meet your specific financial needs. Most importantly, the Sooner Checking account comes with an OU® debit card, the fastest and most convenient way to access funds in your checking account.
Sooner Checking is a great account for students, offering you specific benefits and no monthly service charge.
Benefits:
- OU® Visa® Debit Card
- No minimum balance required after $25 opening deposit*
Online and Mobile Tools:
- FREE online banking and eStatements
- FREE mobile banking with Mobile Deposit*
- FREE Bill Pay
- Digital Wallet - pay with your mobile or wearable device*
- Request, receive and send money within minutes using Zelle ®*
- Get paid up to two days early with Early Pay*
ATM Benefits:
- 12 campus MidFirst ATMs to serve you
Safety:
- Visa Zero Liability*
- Member FDIC
Full range or products and services to meet your college financial needs:
- Savings, money market, and CD products
- Auto, motorcycle, boat, RV and powersport loans
- Home equity loans and lines of credit
Account Agreement and Fee Schedule:
MidFirst offers a variety of overdraft protection services for those times when your balance is less than you expected.
Overdraft Protect
Overdraft Protect links your MidFirst Bank Sooner Savings, or Titanium Money Market Savings, to your checking account.
- Automatic transfers from your savings account to your Sooner Checking account
- Signing up for Overdraft Protect is easy, visit your local MidFirst banking center or call 888.MIDFIRST (888.643.3477)
- Available if you have a MidFirst checking account, and savings or money market account
- No fees if you never use the service
- No annual fee
- Designed to minimize overdraft fees
- $12.50 per day transfer fee is assessed to your savings account